Buy Your Car With Confidence


Decide how much you can afford

It’s easy to get excited about a new car, but it pays to be sensible. It’s not a 6 month debt but up to 5 years. If you haven’t thought it through, that’s a long time to sacrifice all the little luxuries you’re used to. So work out your total expenses for the month and add in extras you’ll regret living without. While you can expect to receive salary increases, remember that lending rates and the cost of living also increase. Whatever you’re left with, that’s you figure. But you’re not finished yet. Make sure you’ve accounted for monthly and annual running costs. These include: license fees, petrol, oil, services, new tyres, minor repairs, etc. You’ll also usually be charged a deposit for the car so make sure you have enough to cover it.

Check your credit rating

Even rich people get vehicle financing, simply because their cars are so much more expensive. Very few people pay for their car cash. Before you can think about financing, though, you should check your credit rating. You’re usually allowed 1 free report each year from the credit rating authority. If your rating is poor, you’ll need to take care of it first. The best way to do this is to open small accounts - clothing, smartphone, furniture or any other such items can boost your rating and help lenders to see how reliably you pay back your debts.

Find out about financing

If your credit rating it good, it’s time to start comparing vehicle finance offerings - usually obtained from your local bank’s vehicle financing division. It’s easy to just take the first offer that comes along but comparing several plans and becoming familiar with the technical terms they use can save money in the long run. You might be wondering how you’ll get vehicle financing if you haven’t yet found a car to buy. Remember, this is just to understand how the system works, how much you could expect to pay, and what options are available to you.

Find your car on Cargrab

A car isn’t just a possession. It’s an expression. It embodies your values and identity. So don’t sell yourself short. If you just walk into the nearest dealership, you’ll have very few vehicles to choose from. The first thing to do is to decide what type of car you can get for how much you can afford. This is where Cargrab shines. We’ve got a massive listing to new and used cars across South Africa, with new models appearing every day. Spend time with us and see how much your dream car usually costs. Look a bit deeper and you could find a real bargain, below the market price, or maybe even something a step up from what you expected.

Deal with sellers

Once you’ve used Cargrab for a while, you’ll have a good idea of how much your ideal car should cost because you’ve had the time to compare all the available deals. This makes it a lot easier to negotiate with sellers. If you’ve kept up with our helpful How-To’s you’ll also know what to look out for when inspecting a vehicle, to make sure it’s really worth the seller’s asking price. You can also make use of Cargrab’s Vehicle Check for a full history of the car, and our dedicated Safety & Security centre to make sure it’s roadworthy and safe.


Bear in mind that professional sellers will want to pump up sales. They might offer vehicle protection plans and more. Make sure you really need these optional extras before taking them. You have a right to say no.

Drive away

Finally, it’s yours. You get in, start up the engine and pull away. This is the start of a long journey. Along the way, treat your car like the asset it is. Make sure you have it serviced regularly and keep it clean. In years from now, when you’re ready to move up in life, take some great photos and upload them to your account on Cargrab. What you get for your sale will go towards your next exciting Cargrab purchase.

Why finding a car with CarGrab works

Widest Choice

With more cars and sellers available nationally than all our competitors, you have more choice on CarGrab than anywhere else.


Easy Process

Our user focused search tool is designed to make finding a car as quick and easy as possible.


Quality of information

We're able to provide detailed information about the cars on our website, helping you choose the one that's right for you.


Peace of mind

With tools like Vehicle Check and our dedicated Safety & Security centre, we can help ensure your experience is safe, secure and hassle free.

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